| Plan |
| 1. |
Track your spending to see where your money goes – and where
you might be able to save. |
| 2. |
Understand your partner’s attitude about money. |
| 3. |
Write down your short-, mid- and long-term financial goals. |
| Organize |
| 4. |
Get a copy of your credit report at www.annualcreditreport.com. |
| 5. |
Set up a system for organizing your bills and financial statements. |
| 6. |
Keep track of your checking account balance in a check register. |
| Take Action |
| 7. |
Have money directly deposited into your savings account. |
| 8. |
Save your change. |
| 9. |
At least twice a week, change a spending behavior. For example, bring your lunch to work, instead of buying lunch. |
| 10. |
Prepare for retirement today! Go to Fidelity’s web site for planning tools and a personalized view of your retirement account. And, consider contributing to the
403(b)/401(k) Plan from each pay during the year to maximize the match if you’re eligible. Because the match is added with each pay, you will miss out on some matching contributions if you only save for part of the year. |
